More than 1.6 billion people in the world do not their own housing. Mortgage loans are the most severe and long-tern type of Bank loans. There is no surprise that financial institution check borrower's trust worthiness very thoughtful before lending money. Financial entites have to make a wide range of procedures such as credit score, security investigation, and credit history check in Bureau (which is not free) in order to evaluate and make a decision on the bank's credit committe.
If you have dark spots in biography or you are not mature enough then the bank has a right to refuse to lend your money. Fro this reason, very often people with a bad credit history are wondering whether they will get an approval for the mortgage loan or not. Unfortunately, there is no reight answer to this question. However, there is no case that can be considered completely hpeless because you can always find a different solution.
HOME LOANS is a platform for investment in loans secured by real estates around the world, built on the basis of the Ethereum platform with the real estate objects and will be traded ar crypto exchanges. HOME LOANS platform suse complex algorithms to predict creditworthiness of all customers and just 20 minutes a borrowers can get their very first the first loan purchase real estate in his/her life just form their smartphone.
All customers have an ability to pay less interest and have a higher credit rating, if they use our platformmore often. All aggregated Bid Data and Credit Histories are stored on the Blockchain. Thousands of investors have acces to million of new customers that we bring into the world economy and million of people will have the opportunity to purchase a property anywhere in the world.
HOME LOANS is a platform for investment in loans secured by real estates around the world, built on the basis of the Ethereum platform with the real estate objects and will be traded ar crypto exchanges. HOME LOANS platform suse complex algorithms to predict creditworthiness of all customers and just 20 minutes a borrowers can get their very first the first loan purchase real estate in his/her life just form their smartphone.
All customers have an ability to pay less interest and have a higher credit rating, if they use our platformmore often. All aggregated Bid Data and Credit Histories are stored on the Blockchain. Thousands of investors have acces to million of new customers that we bring into the world economy and million of people will have the opportunity to purchase a property anywhere in the world.
The reason of making HOME LOANS platform
Recently, borrowers are facing the problem of getting a mortgage for the purchase of the housing. There are no official reason for refusals but there are a lot of such denials even with people who have an ideal credtis history. The reason may be different but the most common are the level of the economy, refinancing rate, the internal regulations of banks, the number of defaults, the age pf the borrower, and etc.
Our Goal
Creation of an international platform for Peer-to-peer lending on Ethereum Blockchain, using our own HLCoin's cryptocurrency to lend people to purchase real estate around the world at a minimum interest rate form private investors without resorting to intermediaries in the sale and purchase of peer-to-peer P2P (peer-to-peer) transactions. Everyone who owns HLCoin is an investor.
Peer-to-peer lending (or person-to-person lending, peer-to-peer investing, social lending, P2P lending) is the lending to individuals by individuals without the involvement of traditional financial players such as banks.
Such lending will occur via the HOME LOANS online-platform using various credit and financial verification tools, as well as its own scoring system. This platform will not depend on the economic factors of the different states and as the result, it won't influence the purchase of the housing or the borrower even if the house and borrower are located in different states.
The world market of p2p-lending which is linked with the revolution in finance is going to triple by 2020 and reach $286 billionn.
OWNERS OF THE HLCOIN TOKENS WILL RECEIVE :
TOKEN DETAILS
- What does HLCoin token represen
HLCoin tokens - an integral part of the eco-system HOAM LOANS. They can be used for crediting of phisycal person for the payment of the loans for payment within the system, and to obtain acces to certain of services HOME LOANS. If necessary, our client will be able to buy them at market value. With the rising demand in HOAM LOANS, the customers, the demand for the token HLCoin, and investor have growing profits. - Symbols
HLC - Total Supply
150 000 000 - Token Distribution
120 000 000 - Plan to raise
800 000 $ - Hard cap
50 000 000 $ - Adjustable
Any unsold token during the Token distribution well be burned - Token Type
ERC20 - Initial Price
1 HLC = 1$
TOKEN DISTRIBUTION STRUCTURE
MORE INFORMATION
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Created by : 15persenlucky
Profile link : https://bitcointalk.org/index.php?action=profile;u=1210666
ETH address : 0x1997B312D6e9cB863f939f9a7cEa3A36Ec185E69
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